Arizona's pure comparative fault rule means you can recover compensation even if you were partially at fault. But insurance companies know this too — and they will fight to minimize every dollar they pay you. Attorney Karan Joshi at Orange Law knows Arizona car accident law and fights for maximum compensation for Phoenix victims. Bilingual English and Spanish. No fee unless we win.
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Llámenos Ahora — (713) 885-9787Arizona has some of the most victim-friendly car accident laws in the country — but insurance companies are banking on you not knowing them. Here is what every Phoenix car accident victim needs to understand before accepting any settlement.
Unlike most states, Arizona follows a pure comparative fault rule. Even if you were 99% at fault for the accident, you can still recover 1% of your damages. Insurers routinely try to assign you excessive blame to reduce their payout — an experienced attorney counters this tactic directly.
Under Arizona Revised Statutes § 12-542, you have two years from the date of your car accident to file a personal injury claim. Miss this deadline and you permanently lose your right to compensation — regardless of how strong your case is.
Under Arizona's dram shop statute (A.R.S. § 4-311), bars, restaurants, and liquor stores that serve alcohol to a visibly intoxicated person who then causes a crash can be held independently liable. With Phoenix accounting for 38% of Arizona's DUI crashes, this matters in a significant number of cases.
Arizona follows a fault-based insurance system — meaning the driver responsible for the crash pays for all resulting damages. You file with the at-fault driver's insurance, not your own. If they are uninsured or underinsured, your own UM/UIM coverage may apply.
If a city vehicle, ADOT road defect, or Phoenix Metro bus caused your accident, Arizona's notice of claim statute (A.R.S. § 12-821.01) requires written notice within 180 days — not 2 years. Missing this shorter deadline bars your claim entirely. Most attorneys miss this distinction.
Car crashes recorded annually across Arizona by ADOT — with Maricopa County accounting for the majority of both crashes and fatalities statewide
Of all alcohol-related crashes in Arizona occur in Phoenix — one of the highest DUI crash concentration rates of any major US city. Victims of drunk drivers may pursue punitive damages on top of standard compensation
Days — the notice of claim deadline for accidents involving government vehicles or road defects in Arizona. Shorter than the standard 2-year SOL and missed by most attorneys not experienced in Arizona government claims
Estimated rate of uninsured drivers in Arizona — if you were hit by an uninsured driver, your own UM coverage and other legal avenues may still provide full compensation
Phoenix's rapid growth, extreme heat conditions, and heavy commuter traffic create some of the most dangerous road conditions in the American Southwest. If your accident happened on any of these corridors, location-specific evidence — road conditions, traffic signal records, ADOT data — can significantly strengthen your case.
Phoenix's summer temperatures cause tire blowouts, brake fade, and increased driver fatigue. Heat-related mechanical failures can create product liability claims against tire and vehicle manufacturers alongside the at-fault driver
Phoenix accounts for 38% of Arizona's alcohol-related crashes. DUI accident victims can pursue both actual and punitive damages — and potentially hold bars and restaurants liable under Arizona's dram shop law
Arizona enacted a hands-free driving law in 2021. Phone records, dashcam footage, and witness testimony documenting distracted driving become powerful evidence we gather immediately
Uber and Lyft accidents in Phoenix involve complex insurance coverage questions depending on whether the driver was active, waiting, or between trips. We navigate all four coverage periods to maximize your recovery
Orange Law represents car accident victims across Phoenix, Scottsdale, Mesa, Tempe, Glendale, and all of Maricopa County.
The most common Phoenix crash type — especially on I-10 and Loop 101 during peak commute hours. Even low-speed rear-end impacts cause whiplash and spinal injuries that may not present for hours or days.
Phoenix's grid of major arterial roads creates constant intersection danger. Red light runners on streets like Camelback, McDowell, and Thomas are a leading cause of serious T-bone collisions.
With 38% of Arizona's alcohol-related crashes occurring in Phoenix, DUI cases are a significant part of our practice. Victims can pursue punitive damages — and potentially bar liability under Arizona's dram shop law.
I-10 and I-17 carry heavy commercial freight through Phoenix daily. Truck accident cases involve FMCSA regulations, ELD data, and multiple liable parties beyond just the driver.
Arizona's high rate of uninsured and hit-and-run drivers means we frequently pursue UM coverage claims, ADOT traffic camera footage, and witness accounts to identify at-fault drivers who fled the scene.
Arizona's hands-free law (effective 2021) makes phone records and dashcam evidence particularly powerful. We subpoena call records and seek traffic camera footage to prove distracted driving liability.
Rideshare accidents in Phoenix involve layered insurance policies across four coverage periods. We navigate the complexity of TNC coverage, driver personal insurance, and app-period gaps to maximize your recovery.
Phoenix ranks among the most dangerous US cities for pedestrians. Victims struck by vehicles have strong claims under Arizona's pure comparative fault rule — even if they were partially in the road.
If a family member was killed in a Phoenix car accident, Arizona law allows surviving spouses, children, and parents to pursue wrongful death claims for lost income, loss of companionship, and funeral expenses.
Phoenix has hundreds of personal injury firms. Here is what makes Attorney Karan Joshi genuinely different — and why it matters for your case outcome.
Board Certification in Personal Injury Trial Law by the Texas Board of Legal Specialization is held by fewer than 3% of attorneys. This credential signals proven trial competence — and insurance companies in Phoenix and Arizona know it when they see it across the negotiating table.
Most Phoenix firms advertise bilingual services but communicate through non-attorney Spanish-speaking staff. Attorney Karan Joshi himself is bilingual — meaning your case is discussed, strategized, and managed directly with your attorney in the language you are most comfortable with.
Large Phoenix firms like Phillips Law Group and Lerner & Rowe process hundreds of cases simultaneously — your case gets handed to a paralegal team. At Orange Law, Attorney Joshi personally handles your case and is directly accessible throughout the entire process.
Phoenix has one of the largest immigrant populations in the Southwest. Many accident victims avoid filing claims out of fear of immigration consequences. As both a personal injury and immigration attorney, Karan Joshi handles both simultaneously — protecting you on every legal front.
Insurers in Phoenix routinely try to assign you excessive fault to reduce your payout under Arizona's comparative fault rule. We gather traffic camera footage, phone records, witness testimony, and accident reconstruction evidence to counter inflated fault assignments and protect your full recovery.
You pay absolutely nothing unless and until we win your case. No retainer. No hourly fees. No hidden costs. Our fee is a percentage of the settlement or verdict we recover — meaning we only get paid when you do, and we are motivated to maximize every dollar.
Arizona law allows you to pursue full compensation for every way the crash has affected your life — not just your immediate medical bills. Under Arizona's pure comparative fault rule, you can recover even if you were partially at fault.
We request ADOT traffic camera footage, dashcam records, police reports, and witness statements before evidence is overwritten or lost — typically within 24 to 72 hours of the crash.
We work with your treating physicians and independent medical experts to fully document your injuries, treatment timeline, and long-term prognosis — critical for maximizing your settlement value.
We proactively counter any attempt by the insurer to assign you inflated fault under Arizona's comparative negligence rule — protecting your full recovery from the start.
We handle all insurer communications and negotiate aggressively. Backed by a Board-Certified trial attorney, insurers know we are prepared to take your case to Maricopa County Superior Court if needed.
Settlement or verdict — we pursue every dollar you are entitled to, including punitive damages and dram shop liability in applicable cases. Our fee comes only from what we win.
Phoenix has one of the largest immigrant and Spanish-speaking communities in the United States. And every year, thousands of immigrant car accident victims in Maricopa County stay silent — forfeiting compensation they are legally entitled to — out of fear that filing a claim will create immigration problems.
Arizona law protects all injured parties regardless of immigration status. If a negligent driver injured you, you have the right to full compensation — documented or not. And because Orange Law handles both personal injury and immigration law, Attorney Karan Joshi can address both sides of your situation simultaneously — a combination virtually no other Phoenix car accident firm can offer.
Learn About Our Immigration Practice →Five clear steps from your first call to maximum compensation — with Attorney Joshi personally leading every stage.
Call 713-885-9787 or fill our form. We respond within 1 hour, 24/7. In English or Spanish.
We immediately request traffic camera footage, police reports, and witness statements before they are overwritten or lost.
We file your claim with the at-fault driver's insurer, handle all communications, and document your damages fully including future costs.
We negotiate aggressively for maximum settlement. If the insurer is unreasonable, we take your case to Maricopa County Superior Court.
Your compensation is distributed. Our fee comes only from what we recover — you pay nothing unless we win.
The most common questions Phoenix car accident victims ask before their first consultation with Attorney Karan Joshi.
Every day you wait, traffic camera footage is overwritten and witnesses forget details. The case review is free, completely confidential, and there is no obligation. Attorney Karan Joshi will personally evaluate your Phoenix car accident case in English or Spanish.
No fee unless we win — Board-Certified attorney
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