insurance claims FAQs
1. What’s the Difference Between Hurricane and Tropical Storm Damage?
At Orange Law, we know that storm damage can be confusing when it comes to insurance coverage. Both hurricanes and tropical storms are types of tropical cyclones, but they differ in terms of wind strength—with hurricanes having stronger sustained winds than tropical storms. Importantly, your property can suffer serious damage from either type of storm. Whether your damage comes from a hurricane or a tropical storm, the key issue for your insurance claim is what your individual policy covers and how your insurer interprets it. Our experienced attorneys can review your policy and help ensure your claim reflects the full scope of your loss.
2. What Are Unethical Insurance Practices?
Personal injury claims seek compensation for the injured individual. Wrongful death claims are brought by family members after a fatal accident to recover losses related to the death.
3. How Long Do I Have to File an Insurance Claim After a Storm?
We work on a contingency fee basis — you pay nothing upfront. We only get paid if we win compensation for you.
4. Will Homeowners’ Insurance Cover Damage to a Barn or Outbuilding?
Case value depends on medical bills, lost income, pain and suffering, emotional distress, and future care needs. At Orange Law, we evaluate all damages to maximize your recovery.