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TOP 10 DISABILITY AND THEIR COMPENSATIONS

Various individuals in Texas are living with a disability. Many additionally participate in the workforce; others depend on disability advantages to survive.

Nationwide, the largest sources of disability compensation are:

Social Security Disability Insurance (SSDI)

Supplemental Security Income (SSI)

Workers’ compensation for work-related injuries and illnesses

Veterans Affairs (V.A.)

In December 2022, a more significant number of 388,000 SSDI beneficiaries had applied for workers compensation benefits. In Texas, 2.3% of adults 18 to 64 get SSDI benefits. A sum of 495,500 disabled Texas laborers are SSDI beneficiaries.

The following is an outline of the ten most common disabilities according to the 2022 SSDI Annual Statistical Report.

1. Musculoskeletal Disorders

Musculoskeletal disorders affect the muscles, joints, and bones. They are the primary source of disability overall and address 30% of SSDI recipients.

The most common musculoskeletal conditions include:

  • Arthritis
  • Amputation or loss of limb
  • Severe burns
  • Chronic back pain or back injuries
  • Non-healing or complex fractures
  • Degenerative disc disease

Around one-fourth of American grown-ups have Arthritis, accepted to be the leading cause of disability. Around 10% of grown-ups report Arthritis that restricts their activities. Around 65% of workers’ compensation claims are related to a musculoskeletal disorder.

2. Depressive Disorders

Around 12% of SSDI recipients qualify with significant depression, bipolar disorder, or another related depressive disorder. Depression and related disorders were the subsequent driving reasons for disability among female SSDI recipients who applied for workers’ compensation.

3. Sensory and Nervous System Disorders

Issues of the sensory framework (skin, ears, eyes, and nose) or sensory system address 10% of SSDI recipients.

The most well-known qualifying conditions include:

  • Neuralgia (nerve pain)
  • Spinal cord injuries
  • Brain injuries
  • Blindness or vision loss
  • Multiple sclerosis (M.S.)

These disorders were the third leading cause of disability for women receiving SSDI who also applied for workers’ compensation.

4. Intellectual Disabilities

Intellectual disorders like Prader-Willi syndrome and Down syndrome make up 9% of approved SSDI claims. To qualify under SSDI, a disorder must result in a fundamental below-average intellect with deficits in learning and adaptive functioning.

5. Circulatory Problems

Cardiovascular or circulatory illnesses influence the heart, veins, or supply routes. Coronary illness and stroke are the two fundamental classes or kinds of cardiovascular sickness. Coronary illness is an expansive term that incorporates:

  • Respiratory failure
  • Cardiovascular breakdown
  • Arrhythmia (heartbeat is unpredictable, excessively sluggish, or excessively quick)
  • Atherosclerosis (solidifying of the veins)
  • Fringe vein sickness (Cushion)
  • Coronary supply route infection (computer-aided design)

6.7% of SSDI recipients have debilitating cardiovascular issues. Coronary illness is the top reason for death in the U.S. It very well may be incapacitating when it influences day-to-day existence and the capacity to work.

6. Schizophrenia and Related Psychotic Disorders

Psychotic disorders include schizophrenia, schizoaffective disorder, psychotic depression, and postpartum psychosis (PPP). These conditions result in altered perception and thinking, delusions, and extreme confusion. 4.7% of SSDI beneficiaries qualify due to a psychotic disorder.

7. Other Mental Disorders

4.5% of SSDI beneficiaries qualify due to another type of disabling mental disorder not already listed, including the following: 

  • Anxiety disorders
  • Obsessive-compulsive disorder (OCD)
  • Post-traumatic stress disorder (PTSD)
  • Eating disorders like anorexia nervosa or bulimia nervosa

These conditions are considered a disability when they significantly affect daily life and the ability to work.

8. Injuries

Disabling injuries account for 3.4% of SSDI beneficiaries. Acute injuries are responsible for about 6% of workers’ compensation claims. They are the second leading reason for workers’ compensation claims.

A 2020 study found the most common injuries related to disability claims or death benefits:

  • Sprains and strains (52.9%)
  • Contusions, including brain contusions (14.2%)
  • Lacerations (5.7%)
  • Multiple injuries (3.5%)
  • Fractures (3.1%)
  • Burns (1.8%)
  • Puncture injuries (1.7%)
  • Other cumulative injuries (1.6%)
  • Other specific injuries (10%)

Disabling injuries are usually the result of car accidents, falls, sports, and violence or assault. Work-related severe injuries are most often caused by car accidents, falls, machinery-related accidents, or being struck by objects.

9. Neoplasms (Tumors)

A benign brain tumour or cancer like mesothelioma or lung cancer is considered a disability. 3% of SSDI beneficiaries have a qualifying form of cancer or benign tumour.

10. Major Neurocognitive Disorder (Dementia)

Dementia, now known as a major neurocognitive disorder, is a significant cause of disability.

It comes in many forms, including:

  • Alzheimer’s disease
  • Vascular dementia
  • Parkinson’s disease
  • Lewy body dementia

Alzheimer’s alone accounts for 70% of dementia cases.

A Houston Individual Injury Attorney Can Assist With the Disability Claims Process.

Social Security and workers’ compensation benefits can help replace lost income, but these are capped. They rarely provide victims with enough income to maintain their quality of life. They also offer no compensation for the mental, physical, and emotional toll of the disability on the victim.

You may be entitled to compensation outside these programs if you have suffered a disabling injury in an accident. If someone else caused your injuries, a personal injury lawyer can help you pursue a claim against the at-fault party.

Contact a Houston Personal Injury Lawyer to help you with your claim. For more information, contact the Orange Law firm , Attorney Karan Joshi by calling 888 362-9008 NOW.

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